Canadian and U.S. Citizens interested in studying our Dental programs may be eligible to apply for financial aid to help you with your Cost of Attendance (COA). Please read the information thoroughly; it is your responsibility to secure funding for your entire program regardless if funding is available or denied.
Canadian Loans
For information about the loans the Government of Canada offers to eligible full and part-time post-secondary students, visit the Government of Canada student loans website.
For assistance filling out your enrollment confirmation forms contact the Financial Aid Office located in Campus Campestre.
Contact: Elizabeth Torres
Phone number: +52 (477) 710 8500 Ext. 4422
E-mail address: etorrest@lasallebajio.edu.mx
Hours: Monday through Friday from 9:00 a.m. to 6:00 p.m.
In the event enrollment confirmation forms were completed for your Canadian funding, and you later suspend, withdraw or otherwise change status, please contact your loan provider to see if any further paperwork is needed.
United States Loans
The Universidad La Salle Bajío is foreign institution eligible to participate in the Federal Student Aid Program, our School Code is 037765.
Although, it may be possible to fund your entire education through Federal Student Aid, we recommend a conservative approach to borrowing. We also encourage you to save as much as possible before enrolling, so that you may avoid a heavy debt burden. For more information regarding Federal Student Aid, visit the Federal Student Aid website.
The eligible programs for Federal Student Aid, Title IV funds are:
Dentistry Dual-Degree Program
CIRO – International Dental Program
The Dentistry Dual-Degree Program, is currently not accepting new students. For more information, please contact the Faculty of Dentistry:
Laura María Díaz Guzmán
Directora Académica
Facultad de Odontología
(477) 710 85 00, ext. 2800
lmdiaz@lasallebajio.edu.mx
Note: The Dentistry Dual-Degree Program is considered an undergraduate level program for the first three years; therefore, undergraduate loan limits apply. Once enrolled in the seventh semester students are considered Professional Students, and graduate loan limits apply.
The CIRO - International Dental Program, currently has two enrollment dates:
• For starting date June 10, 2024, it is recommended that prospective students submit their FAFSA application no later than April 30, 2024, to ensure funding is available by July 2024.
• For starting date July 23, 2024, it is recommended that prospective students submit their FAFSA application no later than May 31, 2024, to ensure funding is available by August 2024.
Contact: Elizabeth Torres / Phone number: 52 (477) 710 8500 Ext. 4422
E-mail address: etorrest@lasallebajio.edu.mx
Hours: Monday through Friday from 9:00 a.m. to 6:00 p.m.
The Financial Aid Office is located in Campus Campestre.
La Salle Bajío does not administer any other loan programs at the moment.
• Be a US citizen, or eligible noncitizen
• Have a valid Social Security number
• Have a High School Diploma or its equivalent
• Be enrolled at least half-time in an eligible program
• Be making Satisfactory Academic Progress (SAP), make sure you read the SAP Policy
• Not be in default on any federal funds
The University offers two eligible programs:
CIRO / International Dental Program.
Dentistry Dual-Degree Program (this program is currently not accepting new students)
(Note: These two academic programs do not participate in University’s exchange program)
The federal loan eligibility criteria are subject to change at the US Department of Education’s discretion, and are beyond the University's control. To check the latest eligibility criteria, visit the Eligibility Requirements | Federal Student Aid..
Note: The Universidad La Salle Bajío can only approve loans for students who meet the criteria set by the US Department of Education.
How much can I borrow?
The amount of aid you are eligible to request depends on various factors such as:
• Location of University, domestic or foreign
• Type of Program
• Grade level
• Whether you are classified as dependent or independent student
Location
The University La Salle Bajío is classified as a foreign school. Foreign schools can only offer aid through loans.
Type of program and grade level
For Federal Student Aid purposes:
The Dentistry Dual-Degree Program is an Undergraduate program until the sixth semester; once enrolled in the seventh semester it becomes a professional program; loan limits apply accordingly. It is currently not accepting new enrollment.
The CIRO-IDP is a Professional Program, and its students are classified as Professional Students; graduate/professional students loan limits apply.
Whether you are a dependent or independent
This condition applies only to undergraduate students.
The annual loan limit amount depends on the grade level and classification Dependent vs Independent.
For purposes of Federal Student Aid, a student is considered an independent student, if they meet one or more of the following criteria:
• Is at least 24 years old by 31 December of the award year;
• Is married as of the date the FAFSA is completed;
• Is working on a masters or doctorate program at the beginning of the award year for which the FAFSA is completed;
• Is currently serving on active duty in the U.S. armed forces for purposes other than training;
• Is a veteran of the US Armed Forces;
• Has at least one child who receives more than half of his or her support from the student;
• Has a dependent, other than a spouse or a child, who lives with the student and receives more than half of his or her support from the student at the time the FAFSA is completed and through 30 June of the award year;
• At any time since turning age 13, were both parents deceased, and in foster care, or were a dependent or ward of the court;
• Was determined by a court in their state of legal residence to be an emancipated minor or that someone other than the parent or stepparent has legal guardianship.
To learn visit Do I Have to Provide My Parents’ Information on the FAFSA Form? (studentaid.gov).
Type of Aid available for undergraduate students
Students enrolled in an undergraduate program may qualify for the following loans:
• Direct Subsidized Loan – Must demonstrate need
• Direct Unsubsidized Loan – Not based on need
• Direct Parent Plus Loan – Only for students classified as dependents
Questions | Direct Subsidized loan | Direct Unsubsidized loan | Parent PLUS loan (Undergraduate) |
---|---|---|---|
Who is eligible? | A dependent student who demonstrate financial need. | A dependent and independent student. Not based on financial need. | Parents (biological, adoptive, or in some cases, stepparent) of dependent enrolled in undergraduate courses. Both the parent and the student must be eligible for federal student aid. A credit check is required. |
How do repayments work? | No interest or payment required as long as you are enrolled on an eligible course at least half-time. | No payments required as long as you are enrolled on an eligible course at least half-time. However, interest accrues while you are studying. | No payments required as long as the dependentstudent is enrolled on an eligible course at least half-time. However, interest accrues while you are studying. |
When does repayment start? | Six months after your course finishes, known as the “grace period” or you become less than half-time, or withdraw. | Six months after your course finishes, known as the “grace period” or you become less than half-time, or withdraw. | PLUS loans have no grace period. Repayment period begins on the date of the final disbursement. Unless you receive a deferment or forbearance. |
Loan Limits for students enrolled in an undergraduate program
Year | Dependent Students (except students whose parents are unable to obtain PLUS Loans) | Independent Students (and dependent undergraduate students whose parents are unable to obtain PLUS Loans) | Parent Plus |
---|---|---|---|
First-Year Undergraduate Annual Loan Limit | $5,500 $3,500 in Subsidized Loans $2,000 in Unsubsidized loans |
$9,500 $3,500 in Subsidized Loans $6,000 in Unsubsidized Loans |
For dependent undergraduate students only. Total amount remaining after all other aid/loans have been deducted from COA |
Second-Year Undergraduate Annual Loan Limit | $6,500 $4,500 in subsidized Loans $2,000 in Unsubsidized loans |
$10,500 $4,500 in Subsidized Loans $6,000 in Unsubsidized Loans |
For dependent undergraduate students only. Total amount remaining after all other aid/loans have been deducted from COA |
Third-Year and Beyond Undergraduate Annual Loan Limit | $7,500 $5,500 In Subsidized Loans $2,000 in Unsubsidized Loans |
$12,500 $5,500 in Subsidized Loans $6,000 in Unsubsidized Loans |
For dependent undergraduate students only. Total amount remaining after all other aid/loans have been deducted from COA |
Subsidized and Unsubsidized Aggregate Loan Limit | $31,000—No more than $23,000 of this amount may be in subsidized loans. | $57,500 for Undergraduates —No more than $23,000 of this amount may be in subsidized loans. | Parent PLUS loans do not have a set limit. The institution’s Cost of attendance (COA) is the limit. |
The chart below shows the loan fees
Loan Fees for Direct Subsidized Loans and Direct Unsubsidized Loans | |
---|---|
Firs Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/24 | 1.057% |
On or after 10/1/19 and before 10/1/20 | 1.059% |
Loan Fees for Direct PLUS Loans | |
Firs Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/24 | 4.228% |
On or after 10/1/19 and before 10/1/20 | 4.236% |
How much can I borrow?
The amount of aid you are eligible to request depends on various factors such as:
• Location of University, domestic or foreign
• Type of Program
• Grade level
• Whether you are classified as dependent or independent student
Location
The University La Salle Bajío is classified as a foreign school. Foreign schools can only offer aid through loans.
Type of program and grade level
For Federal Student Aid purposes:
The Dentistry Dual-Degree Program is an Undergraduate program until the sixth semester; once enrolled in the seventh semester it becomes a professional program; loan limits apply accordingly.
The CIRO-IDP is a Professional Program, and its students are classified as Professional Students; graduate/professional students loan limits apply.
Whether you are a dependent or independent
This condition applies only to undergraduate students.
Type of Loans available for Graduate/Professional students
Students enrolled in the CIRO program are eligible to apply for two types of loans:
• Direct Unsubsidized, and
• Direct PLUS
To learn visit Loans | Federal Student Aid
Questions | Direct Subsidized loan | Direct Unsubsidized loan | Direct PLUS loan (Graduate/Professional) |
---|---|---|---|
Who is eligible? | Not eligible | Graduate/Professional student. Not based on financial need. | Graduate/Professional student. A credit check is required. Not based on financial need. |
How do repayments work? | No payments required as long as you are enrolled on an eligible course at least half-time. Interest accrues while you are studying. | No payments required as long as you are enrolled on an eligible course at least half-time. Interest accrues while you are studying. | |
When does repayment start? | Six months, known as the “grace period”, after your course finishes or you become less than half-time. | Six months, known as the “grace period”, after your course finishes or you become less than half-time. |
Loan Limits for Graduate / Professional Students
Year | Unsubsidized Loan | PLUS Loan for Graduate or Professional Students |
---|---|---|
Graduate or Professional Students Annual Loan Limit | $20,500 (unsubsidized only) | Total amount remaining after all other aid/loans have been deducted from COA |
Subsidized and Unsubsidized Aggregate Loan Limit | $138,500 for graduate or professional students—No more than $65,500 of this amount may be in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study. |
The chart below shows the loan fees
Loan Fees for Direct Subsidized Loans and Direct Unsubsidized Loans | |
---|---|
First Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/24 | 1.057% |
On or after 10/1/19 and before 10/1/20 | 1.059% |
Loan Fees for Direct PLUS Loans | |
Firs Disbursement Date | Loan Fee |
On or after 10/1/20 and before 10/1/24 | 4.228% |
On or after 10/1/19 and before 10/1/20 | 4.236% |
* Tuition for a student with a Mexican University Degree $30,500.00
* Tuition for an alumni $28,500.00
** Fees are estimated for a full-time one year of enrollment
All amounts are in US Dollars
It takes 2 (two) years to complete the degree.
The required courses total 254 credits to graduate.
* Fees are estimated for a full-time one year of enrollment.
Disbursement information
Disbursements for the CIRO-IDP are scheduled according to the year of enrollment. Please be aware that foreign schools are subject to a 30-day disbursement delay.
• For students enrolled in the 1st year, the disbursements are programmed per semester; total cost of semester, disbursed in two equal installments.
• For students enrolled in the 2nd year, the total Cost of Attendance (COA) is disbursed in two equal installments; one disbursement for the third semester, and one for the fourth semester.
Within three working days of the University receiving the funds, the proportion for tuition and fees are applied towards student’s institutional account, and any excess balance is paid directly to the student, within 14 days, of the funds arriving.
For more information regarding the Federal Student Aid Loans, please visit:
Loans | Federal Student Aid
Note: For Federal Student Aid purposes the Universidad De La Salle Bajío, A.C. is considered a foreign school; therefore, the aid available is through loans only, and the applications and Loan Agreements (MPNs) must be completed yearly.
NOTE: Foreign Educational Institutions are not required, as a matter of Title IV eligibility to obtain an EIN, and complete Form 1098-T for U.S. students enrolled. Therefore, the Universidad De La Salle Bajío, A.C. does not have an EIN, consequently, does not provide the Form 1098-T to students.
Federal regulations indicate that any student who has received a federal loan while in attendance at the Universidad La Salle Bajío, A.C. must complete an Exit Counseling; the exit counseling will take about half an hour. You must:
The Exit Interview
Is required when a student:
• graduates,
• drops below part-time status
• takes a leave of absence, or
• withdraws from the University
It explains the rights and responsibilities of federal loan borrowers.
* Students who do not complete an exit interview may have their diploma and transcripts placed on hold.
* Students who take an approve leave of absence; do not qualify for disbursements while in leave of absence.
* Students that withdraw must immediately contact the Financial Aid Office to learn about your rights and responsibilities.
About Repayment: What? When? How?
Repayment is the process of making payments to pay off the loan you borrowed, plus the interest that has accrued on the loan while you were in school, during any periods of authorized deferment, and during your grace period. The longer you take to repay your loans, the more you will have to pay in interest charges.
Repayment begins after a grace period following your graduation date or your ceasing to be enrolled. Your first payment is typically due within 60 days of each loan’s entering repayment. To make your payments more affordable, your Federal Loan Servicer may offer a variety of repayment plans. Repayment options are different based on the type of loan.
TYou should periodically review your repayment plan and contact your loan servicer for help in determining what options may be available. You may prepay your loan with no penalty. To learn more about repayment, please visit the visit the Manage Loans | Federal Student Aid.
Making Payments
The U.S. Department of Education (ED) uses several loan servicers to handle the billing and other services on loans for the William D. Ford Federal Direct Loan (Direct Loan) Program. Your loan servicer will set you up under the Standard Repayment Plan unless you tell your loan servicer you want a different repayment plan.
Your Loan and Credit History
Data on federal student aid loans are reported to credit reporting agencies; therefore, maintaining a good repayment history is integral to protecting your credit worthiness.
Maintaining a good credit history on education loans is important since it may affect your ability to buy things like a home, a car, or a credit card. Whenever you apply for a loan, your credit report will most likely be reviewed. In reviewing your credit report, the lender is trying to determine your ability to repay.
Also, keep in mind that alumnus in default can affect the University’s eligibility to offer Financial Aid.
To make an appointment for your Exit Counseling, please contact Elizabeth Torres by email at etorrest@lasallebajio.edu.mx or by phone (477) 710-8500 ext. 4422.